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The 50% Value Simulation
Everyday Purchasing Leverage
Members apply their accumulated CVA toward eligible purchases within the closed-loop merchant network using a practical 50% co-pay model:
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Accumulated CVA: Provides up to 50% purchasing support.
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Member Co-Pay: Contributes the remaining 50% co-pay on transactions.
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Merchant Impact: Participating businesses receive steady cash revenue while members enjoy enhanced purchasing power, keeping spending circulating within the ecosystem.
How the Mechanics Work
The 50% Simulated Savings Protocol begins with the ₱300 monthly subscription paid by each VIP member.
Rather than treating that subscription simply as a fee, CostCut Club converts that value into 3 points and deposit them into a shared pool.
The network architecture is programmed to return all of the collective points supplied by each subscriber using the CVA Flowchart.
1. The ₱300 Monthly Subscription Creates 3 Reward Points
Each VIP member's ₱ monthly subscription represents the following:
₱300 Monthly Subscription → 3 Reward Points → ₱100 per Point
As new members participate, their Reward Points enter the system and flow through the connected network according to the CostCut Club algorithms.
2. Points Accumulate in the Member's Account
The system progressively distributes points through each member's assigned CVA structure.
Example
The member's dashboard shows the following:
5 Reward Points × ₱100 = ₱500 Cash Value Accumulation
The points continue accumulating as the member's account receives additional points through the network.
3. Convert the Points to CVA
When the member chooses to use the accumulated value, click the Convert Button to start the redemption process.
Note: Only VIP members can redeem their accumulated CVA because redemption is a benefit of active paid monthly subscriptions to the CostCut Club Intelligent Marketplace Social Media Platform.
4. Redeem With a 50% Co-Pay
If the member has ₱500 CVA:
The required co-pay is: ₱250
The member pays 50% of the CVA value with their payment method-on-file.
The system then reflects a full ₱500 available prepaid load towards their CostCut Club eWallet.
5. Spend Within the CostCut Club Network
The prepaid balance can be used only at participating stores inside Ayala Malls all over the Philippines.
The merchant does not have to reduce its regular retail price by 50%.
The 50% off is simulated upon paying ₱250 to get the Full Amount of ₱500.
The Simple Logic
₱300 Monthly Subscription → Reward Points → CVA Accumulation → 50% Co-Pay → Full Prepaid Purchasing Value → Participating Business Purchase
Now that you understand how (TYPE TRANSITION PARAGRPAH FOR SRRV).

