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The 50% Value Simulation​​​

Everyday Purchasing Leverage

Members apply their accumulated CVA toward eligible purchases within the closed-loop merchant network using a practical 50% co-pay model:

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  • Accumulated CVA: Provides up to 50% purchasing support.

  • Member Co-Pay: Contributes the remaining 50% co-pay on transactions.

  • Merchant Impact: Participating businesses receive steady cash revenue while members enjoy enhanced purchasing power, keeping spending circulating within the ecosystem.​

How the Mechanics Work

The 50% Simulated Savings Protocol begins with the ₱300 monthly subscription paid by each VIP member.

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Rather than treating that subscription simply as a fee, CostCut Club converts that value into 3 points and deposit them into a shared pool.

 

The network architecture is programmed to return all of the collective points supplied by each subscriber using the CVA Flowchart.

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1. The ₱300 Monthly Subscription Creates 3 Reward Points

Each VIP member's ₱ monthly subscription represents the following:

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₱300 Monthly Subscription → 3 Reward Points → ₱100 per Point

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As new members participate, their Reward Points enter the system and flow through the connected network according to the CostCut Club algorithms.

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2. Points Accumulate in the Member's Account

The system progressively distributes points through each member's assigned CVA structure.

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Example

The member's dashboard shows the following:

5 Reward Points × ₱100 = ₱500 Cash Value Accumulation

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The points continue accumulating as the member's account receives additional points through the network.

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3. Convert the Points to CVA

When the member chooses to use the accumulated value, click the Convert Button to start the redemption process.

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Note: Only VIP members can redeem their accumulated CVA because redemption is a benefit of active paid monthly subscriptions to the CostCut Club Intelligent Marketplace Social Media Platform.

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4. Redeem With a 50% Co-Pay

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If the member has ₱500 CVA:​

The required co-pay is: ₱250

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The member pays 50% of the CVA value with their payment method-on-file.

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The system then reflects a full ₱500 available prepaid load towards their CostCut Club eWallet.

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5. Spend Within the CostCut Club Network

The prepaid balance can be used only at participating stores inside Ayala Malls all over the Philippines.

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The merchant does not have to reduce its regular retail price by 50%.

The 50% off is simulated upon paying ₱250 to get the Full Amount of ₱500.

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The Simple Logic

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₱300 Monthly Subscription → Reward Points → CVA Accumulation → 50% Co-Pay → Full Prepaid Purchasing Value → Participating Business Purchase

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Now that you understand how (TYPE TRANSITION PARAGRPAH FOR SRRV).

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